John Levonick is a seasoned lawyer who focuses on consumer finance, capital markets, and technology.

With insight gained from years of experience as Chief Executive Officer, General Counsel and Chief Compliance Officer, John understands the dynamic and everchanging finance and technology markets. He has extensive experience drafting and negotiating commercial agreements, complex financial instruments, launching of digital products and services, deploying secure cloud infrastructures, and supporting global technology companies within the heavily regulated U.S. financial markets.

John has advised heavily regulated clients on a wide variety of transactional matters relating to asset purchase and sale agreements, RMBS issuances, information technology, licensing and master service agreements, software as a service (SaaS), cloud computing (IaaS), cloud services (PaaS), website development and terms of use, cybersecurity, privacy, and vendor management.

Most recently, John cofounded an emerging tech-enabled mortgage services third-party review and due diligence firm, and has worked within Consumer Financial Services, FinTech and Blockchain workgroups at AmLaw 100 firms, he has held roles such as Chief Legal and Compliance Officer at Accenture Mortgage Cadence, and leadership roles at wholly owned subsidiaries of companies such as Wipro, Radian and Fiserv. John’s business-oriented, practical and actionable counsel has been relied upon by companies ranging from privately held technology startups to the largest global financial institutions.

John has worked with banks, lenders, servicers, federal and state regulators, trade organizations and nationally recognized statistical ratings organizations in creating policy, defining risk, and translating complex regulatory requirements into practical, technology driven business solutions, that have become the basis for many established origination, servicing, loan acquisition and securitization practices in the U.S. With a passion for solving complex consumer finance challenges, John looks to continue to serve to the consumer finance and technology industries as part of Garris Horn.

John is a nationally recognized speaker on emerging technology, consumer finance and mortgage lending, regulatory compliance, securitization and the capital markets.

REPRESENTATIVE MATTERS

• Advised mortgage company and technology company clients on asset purchase and sale agreements.

• Advised secondary market clients on RMBS issuances.

• Advised technology companies on information technology, licensing and master service agreements, software as a service (SaaS), cloud computing (IaaS), cloud services (PaaS), website development and terms of use, cybersecurity, privacy, and vendor management submissions.

EXPERIENCE

• Cofounded emerging tech-enabled mortgage services third-party review and due diligence firm.

• Worked within Consumer Financial Services, FinTech and Blockchain workgroups at AmLaw 100 firms.

• Worked with banks, lenders, servicers, federal and state regulators, trade organizations and nationally recognized statistical ratings organizations.

EDUCATION

• Eastern Connecticut State University (B.A. in Public Policy 1997)

• University of Miami School of Law School (J.D. 2000)

 BAR ADMISSIONS

• Connecticut