About Us

Our Story.

History. Garris Horn LLP was founded in 2018 by Richard Horn, the former CFPB Senior Counsel & Special Advisor who led the TRID mortgage disclosure rule and design of the forms, and mortgage industry veteran Troy Garris. They have since surrounded themselves with equally accomplished attorneys in business litigation, regulatory compliance, in-house counsel expertise, and more.

Practices Areas. We handle for a national client base:

• Consumer Financial Services Regulatory and Document Compliance

• Consumer Financial Services Litigation

• Commercial Litigation

• Mergers and Acquisitions (M&A) and Other Business Transactions

• Franchise Law

Our Aim. We have a singular aim – completely redesign the financial services law firm to provide the highest levels of personalized service to our financial services and business clients. We have shed such inessentials as expensive real estate, overstaffed offices, under-trained personnel, and ever-increasing law firm rates. We offer you a streamlined, extremely efficient approach that focuses on one priority: you.

Let’s face it. Your matters are important. You want to know who is working on them, that they are experienced. We will not hand your important work over to inexperienced staff. Our focus is on getting you there personally, effectively, and efficiently. That’s why our motto is:

Effective. Efficient. Evolved.

Our Clients.

• Mortgage companies and other consumer financial services companies

• Community, regional, and large banks and credit unions

• Secondary market investors

• Start-ups

• Quality control, due diligence and third party review companies

• Fintech and Regtech companies

• Title insurance companies

• Real estate brokerages and Proptech firms

• Businesses in other industry sectors

MBA Member