Blog Search Blog Entries: No results found Troy Garris 11/12/26 Troy Garris 11/12/26 Two Lawsuits, One Target: The Fight Over the CFPB's Regulation B Rule Just Escalated Read More Regulatory Compliance Troy Garris 11/5/26 Regulatory Compliance Troy Garris 11/5/26 The “Bluenami”: Did Mortgage Compliance Risk Just Increase? Read More Troy Garris 10/29/26 Troy Garris 10/29/26 Executive Order Targets Mortgage Insurance and Refinance Costs Read More Troy Garris 10/22/26 Troy Garris 10/22/26 California Mandates Fair Lending Exams: Is It Called “FLEA” on Purpose? Read More Troy Garris 10/15/26 Troy Garris 10/15/26 CFPB's 2025 Fair Lending Report: What Changed and What Mortgage Lenders Should Do Now Read More Troy Garris 10/8/26 Troy Garris 10/8/26 FHA Revising Standards for UAD 3.6 and Manufactured Housing? Read More Troy Garris 10/1/26 Troy Garris 10/1/26 Are You Ready for FHA's New Credit Score Models? Moving to TOTAL 5.0 Read More Troy Garris 9/24/26 Troy Garris 9/24/26 CFPB Quietly Posts a Revised Home Loan Toolkit – Is Your Disclosure Package Current? Read More Troy Garris 9/17/26 Troy Garris 9/17/26 CSBS Releases AI Supervisory Framework: Need to Know Read More Troy Garris 9/11/26 Troy Garris 9/11/26 Seven Agencies Rescind 2022 Guidance Blessing Special Purpose Credit Programs Read More Troy Garris 9/3/26 Troy Garris 9/3/26 FTC Will No Longer Pursue Disparate-Impact and “Unfair Discrimination” Claims Read More Troy Garris 8/27/26 Troy Garris 8/27/26 HUD Handbook Update: What Mortgage Executives Need to Know Read More Troy Garris 8/20/26 Troy Garris 8/20/26 States Fight Back Against OCC's New Escrow Interest Rules Read More Troy Garris 8/13/26 Troy Garris 8/13/26 5th Circuit Refuses to Enforce One-Sided Arbitration Clause – What Could this Mean for Your Agreements? Read More Troy Garris 8/6/26 Troy Garris 8/6/26 Supreme Court: For Local Tax Authorities, Sale Price - Not FMV - Sets Just Compensation Read More Troy Garris 7/30/26 Troy Garris 7/30/26 CFPB RIF Litigation Paused Pending Confirmation of Brian Johnson as CFPB Director Read More Troy Garris 7/23/26 Troy Garris 7/23/26 Main Street Capital Access Act Passes House – What’s In It for Mortgage Lenders? Read More Troy Garris 7/16/26 Troy Garris 7/16/26 Ability-to-Repay Meets Immigration Status: Banking Regulators Issue Guidance Read More Troy Garris 7/9/26 Troy Garris 7/9/26 CFPB’s Fair Lending Amendments Effective July 21, 2026: Still Have Work to Do? Read More Richard Horn 7/8/26 Richard Horn 7/8/26 CFPB Request for Information on Amendments to TRID, Rescission, and Reverse Mortgages: How Should Industry Respond? Read More Older Posts
Troy Garris 11/12/26 Troy Garris 11/12/26 Two Lawsuits, One Target: The Fight Over the CFPB's Regulation B Rule Just Escalated Read More
Regulatory Compliance Troy Garris 11/5/26 Regulatory Compliance Troy Garris 11/5/26 The “Bluenami”: Did Mortgage Compliance Risk Just Increase? Read More
Troy Garris 10/29/26 Troy Garris 10/29/26 Executive Order Targets Mortgage Insurance and Refinance Costs Read More
Troy Garris 10/22/26 Troy Garris 10/22/26 California Mandates Fair Lending Exams: Is It Called “FLEA” on Purpose? Read More
Troy Garris 10/15/26 Troy Garris 10/15/26 CFPB's 2025 Fair Lending Report: What Changed and What Mortgage Lenders Should Do Now Read More
Troy Garris 10/8/26 Troy Garris 10/8/26 FHA Revising Standards for UAD 3.6 and Manufactured Housing? Read More
Troy Garris 10/1/26 Troy Garris 10/1/26 Are You Ready for FHA's New Credit Score Models? Moving to TOTAL 5.0 Read More
Troy Garris 9/24/26 Troy Garris 9/24/26 CFPB Quietly Posts a Revised Home Loan Toolkit – Is Your Disclosure Package Current? Read More
Troy Garris 9/17/26 Troy Garris 9/17/26 CSBS Releases AI Supervisory Framework: Need to Know Read More
Troy Garris 9/11/26 Troy Garris 9/11/26 Seven Agencies Rescind 2022 Guidance Blessing Special Purpose Credit Programs Read More
Troy Garris 9/3/26 Troy Garris 9/3/26 FTC Will No Longer Pursue Disparate-Impact and “Unfair Discrimination” Claims Read More
Troy Garris 8/27/26 Troy Garris 8/27/26 HUD Handbook Update: What Mortgage Executives Need to Know Read More
Troy Garris 8/20/26 Troy Garris 8/20/26 States Fight Back Against OCC's New Escrow Interest Rules Read More
Troy Garris 8/13/26 Troy Garris 8/13/26 5th Circuit Refuses to Enforce One-Sided Arbitration Clause – What Could this Mean for Your Agreements? Read More
Troy Garris 8/6/26 Troy Garris 8/6/26 Supreme Court: For Local Tax Authorities, Sale Price - Not FMV - Sets Just Compensation Read More
Troy Garris 7/30/26 Troy Garris 7/30/26 CFPB RIF Litigation Paused Pending Confirmation of Brian Johnson as CFPB Director Read More
Troy Garris 7/23/26 Troy Garris 7/23/26 Main Street Capital Access Act Passes House – What’s In It for Mortgage Lenders? Read More
Troy Garris 7/16/26 Troy Garris 7/16/26 Ability-to-Repay Meets Immigration Status: Banking Regulators Issue Guidance Read More
Troy Garris 7/9/26 Troy Garris 7/9/26 CFPB’s Fair Lending Amendments Effective July 21, 2026: Still Have Work to Do? Read More
Richard Horn 7/8/26 Richard Horn 7/8/26 CFPB Request for Information on Amendments to TRID, Rescission, and Reverse Mortgages: How Should Industry Respond? Read More
