Blog Search Blog Entries: Troy Garris 10/30/25 Troy Garris 10/30/25 11th Circuit Clarifies “Employee” vs. “Contractor” Definition – What Does This Mean for Mortgage? Read More Richard Horn 10/28/25 Richard Horn 10/28/25 CFPB Rescinds Nonbank Public Order Registry Rule and Withdraws Proposed Rule on Nonbank Registry for Contract Terms: Register No More! Read More Troy Garris 10/23/25 Troy Garris 10/23/25 1st Circuit Limits National Bank Act Preemption – Will State Escrow Interest Laws Apply to National Banks? Read More Richard Horn 10/20/25 Richard Horn 10/20/25 Class Action Targets Allegedly Misleading Property Tax Estimates on TRID Disclosures and other Documents: What Should Mortgage Companies Take Away Read More Troy Garris 10/16/25 Troy Garris 10/16/25 Lender Sues Fast-Growing Broker – 1099 vs W2 in the Crosshairs? Read More Troy Garris 10/9/25 Troy Garris 10/9/25 Borrowers File Class Action Against Lenders and Pricing Engines Alleging Antitrust Violations – Should Mortgage Executives Take Notice? Read More Richard Horn 10/6/25 Richard Horn 10/6/25 Use Automated Valuation Models? Don’t Forget About This New AVM Interagency Rule That Just Took Effect on October 1, 2025 Read More Troy Garris 10/2/25 Troy Garris 10/2/25 What Does the Government Shutdown Mean for Your Mortgage Pipeline? Read More Richard Horn 9/30/25 Richard Horn 9/30/25 NTEU Plaintiffs File for En Banc Review of D.C. Circuit Opinion Allowing CFPB RIF: The Saga Continues Read More Troy Garris 9/25/25 Troy Garris 9/25/25 Are Non-Competes Back? What the FTC's Reversal Means for Mortgage Employers Read More Richard Horn 9/24/25 Richard Horn 9/24/25 RESPA Section 8, UDAAP, and the CFPB’s Spring Guidance Purge: What is the Effect on Compliance? Read More Troy Garris 9/19/25 Troy Garris 9/19/25 Navigating Political Speech in the Workplace: Practical Guidance for Mortgage Leaders Read More Troy Garris 9/11/25 Troy Garris 9/11/25 Trigger Leads Ban Signed into Law — Will You Be Ready by March 2026? Read More Richard Horn 9/5/25 Richard Horn 9/5/25 CFPB’s Spring 2025 Regulatory Agenda: How Long to the Point of Know Return for the LO Comp and Servicing Rules? Read More Troy Garris 9/4/25 Troy Garris 9/4/25 FHFA Proposes Repeal of Controversial Fair Housing Rule: Comment Deadline This Month Read More Troy Garris 8/28/25 Troy Garris 8/28/25 Supreme Court Shakes Up Fair Housing & TCPA Enforcement – What Does It Mean for You? Read More Richard Horn 8/27/25 Richard Horn 8/27/25 CFPB Proposes Narrow Definition of “Risks to Consumers” Under its Ability to Make Nonbanks That Pose Such Risk Subject to its Examination Authority: Big Implications for Nonbanks? Read More John V. Levonick 8/22/25 John V. Levonick 8/22/25 The CFPB Reconsiders Personal Financial Data Rights: Critical Implications for Financial Services? Read More Troy Garris 8/21/25 Troy Garris 8/21/25 Why Did Federal Court Deny Class Certification in Fair Lending Case Against Large Bank? Read More Richard Horn 8/15/25 Richard Horn 8/15/25 DC Circuit Vacates District Court’s Preliminary Injunction and Allows Downsizing of the CFPB: Will the CFPB RIF its Employees? Read More Older Posts
Troy Garris 10/30/25 Troy Garris 10/30/25 11th Circuit Clarifies “Employee” vs. “Contractor” Definition – What Does This Mean for Mortgage? Read More
Richard Horn 10/28/25 Richard Horn 10/28/25 CFPB Rescinds Nonbank Public Order Registry Rule and Withdraws Proposed Rule on Nonbank Registry for Contract Terms: Register No More! Read More
Troy Garris 10/23/25 Troy Garris 10/23/25 1st Circuit Limits National Bank Act Preemption – Will State Escrow Interest Laws Apply to National Banks? Read More
Richard Horn 10/20/25 Richard Horn 10/20/25 Class Action Targets Allegedly Misleading Property Tax Estimates on TRID Disclosures and other Documents: What Should Mortgage Companies Take Away Read More
Troy Garris 10/16/25 Troy Garris 10/16/25 Lender Sues Fast-Growing Broker – 1099 vs W2 in the Crosshairs? Read More
Troy Garris 10/9/25 Troy Garris 10/9/25 Borrowers File Class Action Against Lenders and Pricing Engines Alleging Antitrust Violations – Should Mortgage Executives Take Notice? Read More
Richard Horn 10/6/25 Richard Horn 10/6/25 Use Automated Valuation Models? Don’t Forget About This New AVM Interagency Rule That Just Took Effect on October 1, 2025 Read More
Troy Garris 10/2/25 Troy Garris 10/2/25 What Does the Government Shutdown Mean for Your Mortgage Pipeline? Read More
Richard Horn 9/30/25 Richard Horn 9/30/25 NTEU Plaintiffs File for En Banc Review of D.C. Circuit Opinion Allowing CFPB RIF: The Saga Continues Read More
Troy Garris 9/25/25 Troy Garris 9/25/25 Are Non-Competes Back? What the FTC's Reversal Means for Mortgage Employers Read More
Richard Horn 9/24/25 Richard Horn 9/24/25 RESPA Section 8, UDAAP, and the CFPB’s Spring Guidance Purge: What is the Effect on Compliance? Read More
Troy Garris 9/19/25 Troy Garris 9/19/25 Navigating Political Speech in the Workplace: Practical Guidance for Mortgage Leaders Read More
Troy Garris 9/11/25 Troy Garris 9/11/25 Trigger Leads Ban Signed into Law — Will You Be Ready by March 2026? Read More
Richard Horn 9/5/25 Richard Horn 9/5/25 CFPB’s Spring 2025 Regulatory Agenda: How Long to the Point of Know Return for the LO Comp and Servicing Rules? Read More
Troy Garris 9/4/25 Troy Garris 9/4/25 FHFA Proposes Repeal of Controversial Fair Housing Rule: Comment Deadline This Month Read More
Troy Garris 8/28/25 Troy Garris 8/28/25 Supreme Court Shakes Up Fair Housing & TCPA Enforcement – What Does It Mean for You? Read More
Richard Horn 8/27/25 Richard Horn 8/27/25 CFPB Proposes Narrow Definition of “Risks to Consumers” Under its Ability to Make Nonbanks That Pose Such Risk Subject to its Examination Authority: Big Implications for Nonbanks? Read More
John V. Levonick 8/22/25 John V. Levonick 8/22/25 The CFPB Reconsiders Personal Financial Data Rights: Critical Implications for Financial Services? Read More
Troy Garris 8/21/25 Troy Garris 8/21/25 Why Did Federal Court Deny Class Certification in Fair Lending Case Against Large Bank? Read More
Richard Horn 8/15/25 Richard Horn 8/15/25 DC Circuit Vacates District Court’s Preliminary Injunction and Allows Downsizing of the CFPB: Will the CFPB RIF its Employees? Read More
